AARP members are asking a lot of questions since the $700 billion buyout. Here are a couple of questions and the AARP bulletin's replies.
Q. I retired five years ago, but with the economy and inflation as they are, I need to go back to work. Where do I start?
A. You're not alone. Workers age 55 and older are becoming one of the fastest-growing demographics in the U.S. labor pool. Today many websites now cater to older job seekers. Here are a few with the AARP bulletin's replies.: RetirementJobs.com, SeniorJobBank.org, RetiredBrains.com and Jobs4point0.com. You may want to give them a try as a first step in your search. AARP's Job Search is a free service that allows you to hunt for opportunities with thousands of employers, and AARP's National Employer Team lists 39 companies interested in hiring older workers.
Q. I'm about to start a new job. What should I do with my 401(k) plan? A. When you leave a job, there's a temptation to pull your money out of your former employer's plan. But that triggers taxes, and possibly penalties, and reduces your nest egg's tax-deferred growth. Consider moving your 401(k) plan to your new employer's plan, if there is one, or roll it over into an IRA.
Q. I'm 74, retired and living on a fixed income. I may not have enough money for my living expenses, but I own my own home. Is taking out a reverse mortgage a wise move?
A. It depends on your individual circumstances and wishes. Reverse mortgages can provide additional cash to help you remain independent in your home. But these loans can be very expensive, especially if you aren't able to stay in your house for many more years. Equity limits that affect how much you can borrow for a federally insured reverse mortgage (which represents at least 90 percent of the marketplace today) are also expected to increase shortly. Read more about how these loans work, the pros and cons, and get a personalized estimate of about how much you might be able to borrow at www.aarp.org/revmort.
OK good advice? A debatable point. Getting a job after retirement may be more stressing than people think initially. There will be a few rejections for sure. If you could handle that when you were younger that may be OK. It is more difficult to get a job beyond 50, believe me I know.
A reverse mortgage can become a nightmare if you live too long. Why risk it when you can generate a home business income for the rest of your life.
An alternative to the job suggested by AARP Bulletin may well be Tomorrows Home Business. Tomorrows Home Business uses a new business model that guarantees that the failure rate is eliminated. 95% of home businesses fail. If you have tried one or more of the MLM companies like, Amway, Shaklee, Xango, Xooma or Sunrider you will know why they fail. People do not like and mostly cannot call the MLM business leads which is what all MLM companies want you to do.
If you follow the business model used by Tomorrows Home Business you simply buy existing customers of the business and you make a 21% commission on all sales. It is that easy.
This is not a get rich quick business but it can make you rich slow.
The main caveat here is that if you want instant riches Tomorrows Home Business is not for you. If you can wait 10 or more years then your retirement will be blessed with a regular monthly income that many people would love today. The reason for a 10 year period is that you need a seven year capitalization period and then three years of exponential growth will give you a monthly income around the five or six thousand mark. There are variables but the above figures are for a one thousand dollar investment only. You do not need to wait 10 years you can actually generate income immediately but Dr Raymond Jewel PhD Economic Adviser suggests that delayed gratification pays more. He is correct, PhD stands for "smart cookie". Currently he is advising many of his Wall Street contemporaries to invest in Tomorrows Home Business rather than look for another job on Wall Street.
There are many scams out there I know. I have fallen for a few too many, but Tomorrows Home Business founder is Tom Prendergast and I will vouch for his honesty and ethical behaviour. You can talk to him on the phone or even visit him if you need to satisfy your innate scepticism.
This business is straight up, the best home based business opportunity that you will see where the average person can succeed and make money.
Thursday nights at 6pm Pacific Tomorrows Home Business has a presentation where you will be given the facts with no BS and hype. The facts will allow you to make up your own mind with no pressure.
Sunday night at 6pm Pacific again is a team workshop where you are also welcome to attend to see all of the high pressure tactics that we are forced to apply. Joke!! No, there will simply be some marketing tools explained that we use and also the business model income spreadsheet will be shown again.
So if you would like to know more about Tomorrows Home Business then attend the presentation on Thursday at 6pm Pacific or the members workshop on Sunday again at 6pm Pacific. Ask questions be informed before you make any decisions.
Tomorrows Home Business is an alternative to a job for AARP members.
Here is the seminar room web site for you to go to on Thursday or Sunday at 6pm Pacific.
http://highview.vereconference.org
If you want someone to contact you then enter your details at this contact page:
http://tomorrows-home-business.com
Ken Burt SEO19
Ph 1 306 793 4321
Skype ID: kenburt52
Al Gonzales
Trivita Cooperative Marketing
Utube Tomorrows Home Business
Tomorrows Home Business Conference Room
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